Advance Loan Management System with Savings System and SMS Notification Make your Bank Loan Management easy LMS is a Modern and Responsive Loan management system. It is developed by PHP and HTML 5. It is design and develop for companies, bank etc that require streamlined loan control, savings account and SMS notification system. The system also automates the savings, borrowing and payment processes. This software is a web based application used by most cooperative, mini – bank, micro-finance bank etc. to handle loan and savings transaction.